Financing

Get pre-approved

Find out what you can spend before you pick a car. You’ll shop with a real budget, and the paperwork goes faster when you find the one.

About 3 minutes
No impact on your credit score when the lender uses a soft check
No Social Security number on this website
Every kind of credit welcome, including first-time buyers

About you

First name

Last name

Phone

Home ZIP code

Date of birth

Lenders use it to find your credit file.

Work and income

Employment

Monthly income before tax

All sources: job, side work, benefits.

Housing

Monthly rent or mortgage (optional)

How’s your credit?

Your best guess is fine. Every answer is welcome here.

Who receives this: Bluestem Auto Sales and the lenders we work with (Northgate Auto Credit, Prairie Star Lending, Harborline Auto Finance: fictional names on this concept site), sent over an encrypted connection straight to the lenders’ credit application system. This website doesn’t keep a copy.

By sending this, you allow those lenders to check your credit with a soft inquiry, which doesn’t affect your credit score. A hard inquiry happens only if you choose an offer and apply. We never ask for your Social Security number on this website.

Yes, Bluestem Auto Sales may call or text me about this request.Message and data rates may apply; reply STOP to opt out. This isn’t a condition of buying a car or getting financing. Leave it unticked and we’ll reply by email.